After overcoming poverty, divorce, and single motherhood, Jackie reached financial independence in her 40s on less than six figures — and retired from her corporate job in 2019 with a net worth of over $1 million. She didn't just break the cycle; she rewrote the rulebook.

Jackie is a Certified Financial Planner, author of F.I.R.E. for Dummies (Wiley, 2024), and co-host of the Catching Up to FI podcast. She openly rejects the taboo of talking about money by sharing her own numbers publicly — and her story has been featured on The Rachael Ray Show, CNBC, Forbes, People, The New York Times, and MarketWatch. She has also been recognised with a Congressional Commendation for her contributions to financial literacy.

Jackie's message is simple: financial independence isn't just for high earners, and it's never too late to start. She's living proof.

Bill Yount is a 57-year-old Emergency Physician who woke up to Financial Independence at 50 — and hasn't looked back since. After decades of spending first and saving last, he knows firsthand how painful and how transformative a late start can be.

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He co-hosts the Catching Up to FI podcast alongside Jackie Cummings Koski, where the two tackle financial independence for people who feel like they've started late. His message is one the FI community doesn't always hear loudly enough: wherever you're starting from, it is not too late.